Nivedita Pandey

Applied AI, Digital Innovation, and Strategic Growth Leader

From Big Tech to Central Bank Innovation - 16 years across enterprise, consumer, fintech, and private capital backed growth-stage companies in the US, UK, Singapore, and India.

$130M+B2B revenue built from zero
268%YoY portfolio revenue growth
$124MB2C GMV
583Civil Servants & PSU Execs AI-enabled
4.81/5AI workshop rating
15+Multi-million dollar deals
50%+Deal conversion lift
10M+Customers acquired
49AI prototypes with government
#1 in IndiaG2C payment outcomes, national rollout
5 markets3 continents

I build products, platforms, verticals, and strategic initiatives at the intersection of technology, business, and impact - and I've done it across the public and private sector, from fintech to central bank innovation, from luxury consumer goods to government AI.

I've founded startups twice before reaching this one. The first was incubated at UPenn through a US National Science Foundation-backed program (2015); the second through Antler VC in Singapore (2019).

In between and alongside, I chose intrapreneurial roles - first-of-their-kind positions inside organisations that didn't have these functions before, and made them into blueprints of category-defining success.

I founded Microsoft's PE/VC partnerships vertical across JAPAC and scaled it to $130M. Launched Asia's first digital gold fintech product from zero to $124M GMV. As a Prime Minister's Fellow on Digital Public Infrastructure, my pilot and scaleup of the programme achieved the highest success rate ahead of all state-level rollouts nationally, including Delhi. And advised the Reserve Bank Innovation Hub on AI use-cases and global growth strategy.

I enable AI and digital transformation - helping enterprises and governments discover high-value AI opportunities, translating domain workflows into practical AI solutions, and progressing from helping imagine what's possible - via C-suite envisioning - to working prototypes, deployment, and adoption. In public sector alone, that has meant AI-enabling 583 civil servants and Senior PSU executives, including designing a state's first Applied AI Innovation Lab for its administrative service officers.

As a new ventures' architect and builder, I build verticals and the teams that run them - from founding-stage units (team strength 5) to cross-organisational programmes at scale (team strength 100).

I hold an MBA from The Wharton School as a Joseph Wharton Fellow (merit-based fellowship), and a Computer Science Engineering degree with distinction where I ranked 1st in a class of 600 (placed on the Dean's List across the entire University).

Languages: English, Hindi, Sanskrit, French (beginner)

Dendrons.ai ↗ Agentic AI · Founder

My third venture, and the one I've been building toward.

Google Cloud for Startups Anthropic Claude Partner Network Member

NiveditaPandey@alumni.upenn.edu